Terms and conditions of use

The Patrick Tran service enables individuals to collaborate with our mortgage team in order to secure a mortgage through the website (referred to as the “Service”). Content on the website, which includes information, data, text, software, music, sound, photographs, graphics, video, messages, or any other materials, whether posted publicly or transmitted privately by viewers or users, whether in forums or other channels (referred to as “User Content”), is the sole responsibility of the individuals who post or transmit it. This means that the responsibility for all such materials uploaded, posted, emailed, transmitted, or made available through the Service lies entirely with the user or viewer, and not with Patrick Tran . Patrick Tran does not actively control or monitor User Content and, therefore, cannot guarantee the accuracy, integrity, or quality of such content. Users should be aware that when using the Service, they may encounter materials that could be offensive, indecent, or objectionable. Under no circumstances will Patrick Tran be held liable for any materials, including but not limited to, any errors or omissions in such materials, any defects or errors in printing or manufacturing, or any loss or damage of any kind resulting from the viewing or use of materials posted, emailed, transmitted, or otherwise made available through the Service.

1. Introduction

1.1 These terms and conditions shall govern your use of our website.
1.2 By using our website, you accept these terms and conditions in full; accordingly, if you disagree with these terms and conditions or any part of these terms and conditions, you must not use our website.
1.3 If you register with our website, submit any material to our website or use any of our website services, we will ask you to expressly agree to these terms and conditions.
1.4 You must be at least 18 years of age to use our website; by using our website or agreeing to these terms and conditions, you warrant and represent to us that you are at least 18 years of age.
1.5 In this policy, “we”, “us” and “our” refer to [Patrick Tran ]. For more information about us, see Section 14.

2. Credit

2.1 This document was created using a template from Docular (https://docular.net).

3. Copyright notice

3.1 Copyright (c) [year(s) of first publication] [full name].
3.2 Subject to the express provisions of these terms and conditions:
(a) we, together with our licensors, own and control all the copyright and other intellectual property rights in our website and the material on our website; and
(b) all the copyright and other intellectual property rights in our website and the material on our website are reserved.

4. Permission to use website

4.1 You may:
(a) view pages from our website in a web browser;
(b) download pages from our website for caching in a web browser;
(c) print pages from our website for your own personal and non-commercial use, providing that such printing is not systematic or excessive;
(d) stream audio and video files from our website using the media player on our website; and
(e) use our website services by means of a web browser, subject to the other provisions of these terms and conditions.

4.2 Except as expressly permitted by Section 4.1 or the other provisions of these terms and conditions, you must not download any material from our website or save any such material to your computer.
4.3 You may only use our website for [your own personal and business purposes] OR [[define purposes]]; you must not use our website for any other purposes.
4.4 Except as expressly permitted by these terms and conditions, you must not edit or otherwise modify any material on our website.

4.5 Unless you own or control the relevant rights in the material, you must not:
(a) republish material from our website (including republication on another website);
(b) sell, rent or sub-license material from our website;
(c) show any material from our website in public;
(d) exploit material from our website for a commercial purpose; or
(e) redistribute material from our website.